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Interview with Chris Reynolds, CEO/President of HYIP Biz Inc.

February 16, 2006

Hello sir/madam, at the outset kindly introduce yourself

Hi, I am Chris Reynolds, CEO / President of Hyip Biz Inc.

When did you start your investment career?

I started investing in 1995 and have more than 10 years of experience

What prompted you to pursue this field? Is this your hobby or your job ?

The main motivation was to help the common man have a independent source
of income and its now my job

What motivates you to move on and sustain your investment career?

Every day i see banks cheating people. They keep all the interest and
give the people very low interest. However, I want everyone to benefit
from something i personally benefit from.

Do you think that the element of passion is important in this field?

An element of passion is important to succeed in any field, this being
no exclusion. Our fund managers have the passion and the firepower to
grow our members’ investments

Speaking about your program/s, kindly tell something about your
program/s?

Our program is simple to understand. It pays 4% daily for 30 days. The
user has an option of comounding the interest paid to his account.

How does/do your program/s differ from similar programs around?

Our program is different in a way that we have a simple approach, high
returns and excellent fund managers who actually achieve the profit
rates promised daily.

How did you start and climb your way up?

We started as a private program and now we are a registered public
company, having a large portfolio in stock and forex markets.

Can people lose their money investing with your program/s?

Our fund managers make sure that our investors never lose money.

How do you handle adversities in so far as your program/s is/are
concerned?

Any problem is diagnosed by a special support team at the utmost priority.

What has been the biggest challenge you have faced so far in
relation to your investment career?

The biggest challenge has been to keep the hackers away and keep our
members investments safe. We have succeeded

Do you maintain a close personal relationship with your member clients?

We provide them the luxury of phone and live support, we give them our
company documents and we give them high returns which noone else can
promise for sure.

How do you treat competing programs around?

We have respect for legitimate programs out there.

What is short term plan for your program/s? How about your long
term plan?

We want to reach a million and then we will go private.

What pieces of advice can you offer to novice investors?

We would advice them to do proper due diligence before investing as
there are many scams out there.

In the investment field you are in, do you think there is something
rewarding to look forward to?

There are quite a few rewarding things. Including profits, members
respect and love and challenging targets

Do you think there is a need to institute more legal measures to
address possible widespread of irregularities in your investment
field?

Yes every scam hyip should be fought against legally and scamming should
be stopped.

What is your message to aspiring administrator or program owner
like you?

Please do not start a program unless you can actually achieve the
required interest rates.

How do you see yourself 10 years from now?

We see ourselves as a private program with a huge investor base doing
well for our members for ever.

Regards
Chris Reynolds
The Management
Hyip Biz Inc.

Written by HYIP Network · Filed Under Interviews 

Interview with Janis Vingris, founder of Baltic Dividents

February 14, 2006

Hello sir/madam, at the outset kindly introduce yourself
My name is Janis Vingris and i am one of the founders of Baltic Dividends
Inc. I am the senior manager of Internet Investment Management Office
(IIMO) in
Latvia.

When did you start your investment career?
I am more than 9 years in investment area, and i know that money are very
inportant in our life. So we help our members to have a better life.

What prompted you to pursue this field? Is this your hobby or your job?
My last answer was associated with this question. We know how to make money
su we can help others to earn also. It is not a hobby, it is our job.

What motivates you to move on and sustain your investment career?
Motives are simple: Our members help us to earn money. We reinvest those
money and make huge profit, so without our members we are nothing. Motive is
money.

Do you think that the element of passion is important in this field?
I dont think that passion is the main word here. Here we have two main
elements: TRUST and HONESTY. This is our main slogan. It is very important
thing in Investment area.

Speaking about your program/s, kindly tell something about your program/s?
There are much info on our website. We are registered and licenced. You can
see scanned licences on the web. Our office is also real and located in Riga,
Latvia. We offer investment plans which bring profit for us and for our
members.

How does/do your program/s differ from similar programs around?
We are not similar to any other program. I think our payments rates are one
of the most comfortable on the internet. That’s why people already invested
$1.5 Million in our company. We are real, that is the difference from all
programs.

How did you start and climb your way up?
We started in 2004 December 8th. We had a small amount of members
and now we
are very populat. Good testimonials, reliability, honesty, promptness,
referrals are the main reasons why we are climing up.

Can people lose their money investing with your program/s?
Well we are operating for a very long time but still no one lost his money.
We have a reserve of money and we will refund if something goes wrong. We
already refunded many members after huge ddos attack, but EVERYONE reinvested
back, because they trust us.

How do you handle adversities in so far as your program/s is/are
concerned?
We remove all the adversities. We have a very professional team in
our IIMO and they can handle any kind of problem.

What has been the biggest challenge you have faced so far in
relation to your investment career?
We had a downtime of one week in 2005 February, it was because of problem
with Bank and also same time ddos attack. Bank account was cleared and we
operate now same as before.

Do you maintain a close personal relationship with your member clients?
Yes members are welcome to call us or write an email. We always try
to give detailed and fast response. Also we welcome senior members since 2004 in our
office. We already had more than 10 visits in our IIMO.

How do you treat competing programs around?
We do not competite with any of the companies. We simply offer attractive
return and members choose us instead of another company.

What is short term plan for your program/s? How about your long term plan?
Now our all plans are for 100 days. Such plans are most optimal for our
company.

What is your favorite program/s around similar to yours?
As i mentioned we do not competite with any company, so we do not browse
other companies. There is no favourite company.

What pieces of advice can you offer to novice investors?
We offer full support to new investors. They are welcome to start
with small deposits and get trust with us.

In the investment field you are in, do you think there is something
rewarding to look forward to?
We simply work and bring profit to both parts: members and Baltic
Dividends Inc company. IIMO have many thoughts and updates coming soon. We please visit
us daily to see news.

Do you think there is a need to institute more legal measures to
address possible widespread of irregularities in your investment
field?
I think that every company should be located somewhere and show their
contacts details. Such measures should be added to every investment website.

What breakthrough would you like to witness?
We would like to be the biggest company online today.

What is your message to aspiring administrator or program owner like you?
Well be honest and speak with your members as much as you like to get
trusted.

How do you see yourself 10 years from now?
Well i will be in Investment are until my senility, this is my job.

Thank you very much for your time and attention, dear Janis.

For more information you can visit the website of Baltic Dividents

Written by HYIP Network · Filed Under Interviews 

Interview with Robert Canalis, administrator of Max Yield

February 5, 2006

Hello sir/madam, at the outset kindly introduce yourself

My name is Robert Canalis, general manager of Max-Yield.com.
I would like to thank Chris and the hyipnetwork.com sites for the
opportunity to answer some questions which should help the online
investor community to better understand our project. The interview
consist of 21 questions. I will make an effort to answer in detail
without getting too lengthy in an attempt not to bore your readers.
As confirmed by the hyipnetwork administrators my interview is the
first one on the network of their sites and I hope this fact does
encourage (but not influence) other program administrators to
publish their interviews.

When did you start your investment career?

Considering my age I could say a long time ago, in numbers, more than
20 years ago. A true full time dedication to this field initiated in
the mid 90ties.

What prompted you to pursue this field? Is this your hobby or
your job?

I did not start out as a top of the class MBA and got hired off the
university campus by a major investment firm. Although I do have
a university degree my investment career, as mentioned in my answer
to your previous question, started a little later in life.

What motivates you to move on and sustain your investment career?

My initial serious investment ventures resulted in overwhelmingly easily
achieved successes which prompted me to discontinue all my other
activities and concentrate on investing only. Soon it turned out that
my beginners luck was really just luck. But by now I was hooked and
I learned fast and hard how to take losses, how to limit them, how
to focus on winning strategies and how to regain the upper hand.

Do you think that the element of passion is important in this field?

Passion is important in whatever you do. If one is not passionate
about something one might as well not do it. Steve Jobs could not
have created Apple or the i-pod without passion, Bill Gates could
not have built Microsoft without passion, Geroge Soros could not have
created the Quantum Fund without passion. Passion should of course not
be confused with emotion in particular with regards to trading.

Speaking about your program/s, kindly tell something about your
program/s?

Our website offers very detailed information and it would take up too
much space in your interview section as well as too much of your
readers’ time. In short we offer a plan with increasing weekly fixed
rates which allows our investors to plan ahead as they know exactly
the absolute return. The argument is of course that fixed returns
cannot be achieved as the markets are not performing equally every day.
Again without getting into much detail about yield curves and economic
prediction concepts, many fixed income products are available from
various financial institutions. Our performance will not and
cannot be positive every week but we can average under-performance with
over-performance and thus return a balanced result to our investors.

How does/do your program/s differ from similar programs around?

We feel the client has the right to withdraw his or her principal at
almost any time, a feature most programs do not offer. Our clients my
withdraw their principal after one week if they wish to do so. Obviously
principal withdrawals could interfere with the ongoing trading
operations of the program. That is the main reason why we have set the
maximum investment amount to $2,000. We might increase this limit in
the future or work with a select investor group who wishes to invest larger
amounts committing to a longer time frame.
The only real risk with the early withdrawal option lies actually with
the client. Since we talked about passion and emotion, investors might
pull out their principal because they spotted a much higher and
quicker paying proposal and want to invest there, unfortunately very
often to experience the volatility of super high yield programs
resulting in losses of their funds. In the long run however investor
intelligence will prevail and the marvel of the moment will be
outperformed by solid concepts with stable longevity perspectives.

How did you start and climb your way up?

If this question refers to me personally I gave you some insight with
my previous answers.
If it refers to Max-Yield, we strive to offer a superior online
investment experience, paying on time all the time and service our
clients needs in the shortest response time possible.
A steadily increasing number of clients will recognize our pay
structure with emphasis on longevity.

Can people lose their money investing with your programs?

Your question sounds very absolute when you say lose “their”
money. Can people lose money? Is there risk involved?
It would be frivolous to neglect the fact that risk and possible loss
of funds is part of the equation.
The future is and remains unpredictable and the Nostradamus approach
will not work. We do our very best to handle investors funds in a
responsible manner aiming to achieve the best possible returns. Hedging
and other portable alpha strategies are ways to reduce the risk factor
but it can never be eliminated entirely.

How do you handle adversities in so far as your program/s is/are
concerned?

I am not sure what you mean by adversities but if we talk about swings
in the financial markets I responded at least partially to this topic.
Markets do not go up or down in a straight line and that is of course
why astute traders are able to make money. Inefficiencies equal
opportunities.

Should you refer to our program itself I do not foresee any serious
difficulties. Ddos attacks are an ongoing concern but we have back up
systems in place. We also own additional domains and different servers
locations.
On a daily basis we receive offers from monitoring sites and although we
are open to new suggestions we cannot consider every offer. Some people
don’t do well handling rejection and might play the revenge card for
example in form of posting negative messages. Of course they do not
count on investor intelligence and that facts speak for themselves.

What has been the biggest challenge you have faced so far in
relation to your investment career?

Since I cannot answer this question spontaneously it would mean I did
not face (yet) THE biggest challenge but rather a list of small
challenges, number one being the factor time, how to spilt up 24 hours
into working and family. Also time frames of the world markets requires
to adjust to very irregular sleeping patterns. But we talked about
passion and passion and enthusiasm overcome all challenges.


Do you maintain a close personal relationship with your member
clients?

We strive to maintain a close relationship in terms of communication
but we do not want to establish a “personal” relationship as we feel
privacy is a key issue and appears to be of increasing importance
considering the persisting efforts of our governments to take
control of our lives.

How do you treat competing programs around?

I don’t! Occasionally I do check a site sent to me by an associate.
Competition is good and keeps us working harder and on alert to
constantly test new ideas and implement improvements to the benefit
of the online investment community and future programs.

What is short term plan for your program/s? How about your long term
plan?

Short term, to establish and strengthen our position in the market over
the next 8 to 10 months, build a solid reputation, provide the very best
service. As our client base grows we will add features that will ensure
continued superior customer care.

Long term, we will continue to follow the guidelines of our company
philosophy with emphasis on the very best client care and dynamic
management. Exploring new ideas, testing new investment concepts and
make them available to our clients, present our site in different
languages.

What is your favorite program/s around similar to yours?

I prefer not to answer this question as it might result in me being
viewed as favouring a particular program and in turn could provoke
a conspiracy theory.

What pieces of advice can you offer to novice investors?

Be realistic, investing is risky, grow your portfolio step by step
don’t bet on the one time “sure” deal with your life savings. Analyse
your risk tolerance and invest your funds accordingly. Your aim
should be a 70:30 ratio winners:losers of course in balance with your
invested amounts. To quote George Soros: “It’s not whether you’re right
or wrong that’s important, but how much money you make when you’re right
and how much you lose when you’re wrong.”

In the investment field you are in, do you think there is something
rewarding to look forward to?

Yes, of course, and let’s be realistic (again) the financial reward is
the key motivator in the capitalistic world. Looking at the growth rate
of China even communistic structures have understood that fact.
Some people say money is not the most important thing but I would
say you are in a better position to make this statement if you already
have money.
Let’s not forget money is really only a means to get something else.
This could be material as well as philanthropic. I mentioned George
Soros; he is one of the more noted personalities in the financial
world known to engage in rather substantial philanthropic contributions.
Over 2000 years ago Publilius Syrus concluded:
“Money alone sets all the world in motion.”


Do you think there is a need to institute more legal measures to
address possible widespread of irregularities in your investment field?

I strongly believe in Laissez Faire and less government intervention is
better. Governments by nature slow things down and make everything
more complicated. Arguments and discussions to regulate the hedge fund
industry has recently become a major issue but I see this largely driven
by people with political ambitions.
To quote another great thinker, Voltaire:
“It is dangerous to be right in matters on which the established
authorities are wrong.”

What breakthrough would you like to witness?

I assume you refer to our hyi-field and not to a cancer cure
or an hiv cure or a lasting middle east peace solution.

Pecunix getting the recognition it deserves, being as popular as e-gold.
E-gold being as popular as pay-pal.

What is your message to aspiring administrator or program owner like
you?

Be realistic, provide superior service, be responsible, respect your
clients and they will respect you, offer what you can achieve to
deliver.
Make sure you have sufficient start up funds, list your venture on
a number of professional rating sites like thehyip.com for example.
I would encourage everybody who has a good idea and a clear concept
to go ahead and implement it.

How do you see yourself 10 years from now?

Older, wiser, less hectic, in a position to dedicate more time and
energy to causes that matter, to other things than the financial
business.

Thank you again for this opportunity. A thank you to the members of
hyipnetwork.com who took the time to read this interview. We welcome
questions, comments and anything you want to communicate to us.

Robert Canalis
http://www.max-yield.com

Written by HYIP Network · Filed Under Interviews 

Interview with Sam Collins, President and CEO of Solidinvestment group

February 2, 2006

Hello, Could you Please introduce yourself?
My name is Sam Colins, I am President and CEO of Solidinvestment group.

What is your position in the program?
I am the founder and active chief executive officer of SolidInvestment.com

Could you please provide the names of all individuals involved in running this program?
It’s me Sam, our support Service Representative Rafael Sosa, Pablo Padroza and a group of technical admins who are taking care of our server.

Could you please provide us information and background on yourself and your current staff?
I have been in this business for over 20 years now. I have a degree in finance, and initially I worked in an investment bank. Presently, I have a share in an investment bank that is engaged in trading on the global scale. I founded SolidInvestment in 1998 together with a group of my associates and at first we only provided our investment services to a small group of investors whom we all knew in person.
Later as we realized that this undertaking was pretty successful, we took it even more seriously. So we opened a program that could allow low and medium worth investors to
participate in it. For a pretty long while we did not do any advertising of it. New investors were mostly referred by the existing ones or came from closed groups like yours.
In year 2004 we made our offer available to the general public. Any person could join us. Our only requirement was non-disclosure of our full contact info, and we did not
require any personal info from our customers as well. We are working like this since then.
Most of the communication between you and us will is handled via Rafael, he is the head of our customer service department. You can contact him at any time 24/7. He has been
with us for 5 years now, he joined us a an investor at first. We do not strive towards attracting the largest possible number of new investors. The investors who are with us
now, refer their friends and relatives. This is how we increase our clientele. We are always glad to serve people of all ages and walks of life. We treat every investor
individually.

PROGRAM INFO

When did you launch your program?
As I have already mentioned, we started working in 1998, went online in 2004.

Prior to launching online, were you available offline?
Yes, we were. We were only available to a limited number of closed investment group of investors.

What made you choose to open an Online Investment Program?
Investment is common these days. Previously it was only available to professionals or simply well-off individuals, now it is available to anyone.
We are trying to make investing easier by acting as an intermediary betwen you and and investment opportunities that require really huge amounts. We are really experienced in that. We really make your money work for you. We are trying to make your financial future more secure by offering safe investment opportunities.

What do you think sets your program apart from all the other \”opportunities\” out there?
Really a lot. We do not lie, we do not run off with your funds. At the moment we are one of the oldest programs online and all our customers are satisfied with our service. We
have more than 24,000 at the moment.

Why do you feel the need to have a referral incentive program (If You Offer One ) ?
This is simple. We are interested in new customers, so we need to create such conditions under which our customers will be interested in attracting their friends and relatives.
Most of the online companies have referral bonuses, take e-gold or paypal for example. We are interested in attracting more customers as we want to increase our working capital
so as to get involved in new investment projects. That is why referral bonuses are really useful.

What is your method or system you use to generate returns for your investors?
Our main investment sectors are PPP, bank debentures and MTNs. This way we are making huge returns. We also diversify our assets by investing in real estate and quickly growing young companies and projects. We do this through our partners.

If you are using any type of trading, do you trade yourself or do you employ traders?
All trading operations are carried out through the bank I am one of the owners of. Highly qualified traders perform daily operations.

If you are using any type of trading, what type of experience do you and or your traders have?
My personal experience is over 20 years. Every of our traders have at least 10 years of experience.

Upon request, will you provide us with proof of real work to the public? (Forex Statements, Trading Records)?
We will not provide such documents as they are confidential. Our company is involved in contracts that do not allow us to reveal such info. We reserve the right to reveal such info only to high net worth individuals whose funds are invested individually.

If you are involved in several business/financial activities, how is your portfolio structured?
Bank debentures trading, PPP and MTN are our top priorities. Other spheres of our interest are taken care of by our partners.

Do you piggyback off of other online programs?
No, we do not.

PAYMENTS AND PAYMENT HISTORY

What steps and precautions have you taken to secure members funds?
All the funds invested with us are properly diversified which reduces the risks of losing funds.

Have you ever had late payments?
Payments may very rarely be delayed by 24 hours, but this may happen only due to unexpected circumstances. This has never happened so far.

Longevity of any program is what ALL members want. What have you done to preserve this?
When we started offering our service to the general public, we had a properly designed business plan that will allow us to operate successfully for at least 10 years. Our wise
investment strategies are being updated and improved all the time. It will make it possible for us to offer our services for at least 10 years.

Have you established a solid reserve fund?
Please do not worry. We are at all times capable of returning all the funds to investors. We have a special backup fund that comprises 20% of all our assets.

Do you allow members to invest as many times as they want in a 24 hour period?
Yes, you can invest any time any amount and however often you like. The funds will be added to our huge working capital.

How many active member/investors do you have?
We currently have over 10,000 active members, 500 of which are large scale investors, companies and investment funds.

FUTURE PLANNING

Are you planning to close your program for new investors at any time? Or planning to go private?
We have just opened our program, so we are ready and waiting for new investors and their funds. In case we decide to go private, we will let everyone know beforehand.

What are your plans for the future?
We have a lot of good news coming soon. We plan to introduce our website versions in other languages.

How long do you anticipate you will stay online with your current \”Normal Plan\”?
We plan to stay online till at least 2014, which is 10 years since we went online.

Are Members allowed to cancel their investment and receive their principle back?
The principal cannot be withdrawn during the 7 months from the date of the first deposit.


INCORPORATION

Are you a registered and incorporated company? If yes, where?
Yes, we are legally registered. Please email us for details.

If you are registered or incorporated, will you provide us with those documents?
Yes, we will.

Do you have a Physical Office and is it available for a site visit?
We have an office and organize personal meetings for VIP investors only.

Do you use free or paid web hosting?
We own a few highly secured dedicated servers.

WEBSITE AND SUPPORT

What support options do you offer to your members?
E-mail, phone support, instant messengers.

What type of protection against DDoS attacks do you have?
We use protection from blockdos.net

Do you have an emergency web site should you server crash? i.e. A redirect or duplicate web site with all of the information as the main web site contains?
Yes, they are solidinv.com and solidinv.net.

Do you provide your members with regular updates as to what is going on within the program?
Yes, we keep our members updated all the time.

Do you or will you provide members as well as non members a forum they can visit to see what is happening?
Yes it’s here: http://www.ecurrencyforum.com/forumdisplay.php?f=55,
please register here: http://www.ecurrencyforum.com/register.php

————

Written by HYIP Network · Filed Under Interviews